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Buying a house

posted in Community by harrydavidson701l3

We are not experiwnced in the real estate realm at all. Ive been told to put 20% down but we just dont have enough saved up.

We have found a house listed at 118,000 completely renovated in a nice part in the country close to family. We have a little over 11k saved up for a down payment. But we dont want to dump our entire savings into a down payment and be left with nothing for future repairs/events.

Any advice blades? We have a 9 month old and currently live with her parents paying only $200 for rent and split electric water and gas 50/50

We have no debt in our names currently and own two vehicles (97 and an 08)

1 year, 9 months ago

kassadi - You have to ask a specialist.

1 year, 9 months ago

drascons - You certainly don't have to throw away your savings and be left with nothing. To avoid losing all this money, it would be best to take out a mortgage. You can take out a mortgage with a low monthly rate so that it is convenient for you to pay it. The fact that you have no debt means that you can easily take out a mortgage. For example, I did not have enough money, and my salary was not high, but with the help of the mortgage offered by https://Londonmoneyman.com, I bought a house in London. This is the best solution.

1 year, 9 months ago

lilywi440 - Even though it is an emergency, try to find alternative places where to get money from. When it come to money I always consult authorized and trusted companies. For instance, https://www.bvsmortgages.co.uk/ company is one of the best in the mortgaging area. I had very good experience with them.

1 year, 1 month ago