timo0 - Hello, I can say that GTE Financial does not deserve to be called a credit union or any type of financial institution. Aside from the fact that without prior notice and possibly even illegally, they changed their CD account disclosure, they have serious problems handling your personal information and your deposits. GTE received my initial deposit but didn't credit it to my account for almost 2 weeks. They said they made a mistake and put her in a special reserve they have. I also left a bad review about this organization at https://gte-financial.pissedconsumer.com/review.html .