Me and my wife both have a full time job close to $15/hr. We don’t have any debt and have excellent credit score more than 800. We own one townhouse in Scarborough area which has $323000 mortgage remaining and I am paying $1900/month for it (with mortgage payment, property tax and maintenance fees)

I bought another free hold townhouse in city of Pickering in 2016 from builder which has a closing in next month for which I am putting 20%down payment of $445000

Pickering property will be my rental property for which I will be expecting $1800/month rent without utilities

Any one can suggest ‘B’ lender for my upcoming closing which will be in end of May?

I heard about Motus Bank, What kind of lender Motus Bank is?

Is it ‘A’ lender or ‘B’ lender?

Before submitting my mortgage file to Motus Bank I would like to know about it because as far as my knowledge my number doesn’t work with ‘A’ lender

Any other suggestions about ‘B’ lender? Can anyone send me a list of ‘B’ lender please

Does Motus Bank work directly with client or through mortgage Agent or broker only?

Our last two year notice of assessment combine is $65000/yr

Thanks