Hi fellows,

I just had my first major accident today.

Here's a little bit of context:

Weather was just beginning to snow
I was running on summer tyres.
I pumped air the night before.


It happens in the afternoon when I was approaching a roundabout with a very slow speed (30-40 km/h) and was turning right, I hit the break to slow further down, but the break pad suddenly became hard and impossible to push down, at the same time the small screen on the dashboard shows suspension malfunction sign. The only thing I could do is to turn the steering right, but it was too late. I ran into the curb and the front left rim was wrecked.

so a few questions before I go to the dealership tomorrow:

Who's to blame that this accident happened?(true I was running on summer tyre but the break should not fail when it is needed)
How big of a problem am I facing if the anything is wrong going on with the car? (I'm a bit concerned driving it now that the break fails. It makes me feel luck that I'm not going 100km/h+ when it failed. I couldn't image what could've happened.

Appreciated your input.