rachelfasito - I stumbled upon your post and thought I could chime in. I'm new to this forum, but I've been in the credit card game for a while now. If you're looking for a credit card for your business, you might want to check out https://Brianscrabs.cm. Regarding your question, it's true that Chase has a few credit cards that offer cashback, but as you mentioned, they usually come with an annual fee. While the 2% cashback on every purchase might sound tempting, you need to take into account the fee and see if it's worth it for you. If you're looking for a credit card that offers a flat rate of cashback with no fees, it can be tough to find one that offers 2% back on every purchase.